{"id":25005,"date":"2023-01-11T12:19:00","date_gmt":"2023-01-11T12:19:00","guid":{"rendered":"https:\/\/staging.sightlinemg.com\/federaltimes\/uncategorized\/2023\/01\/11\/can-i-delay-applying-for-medicare-part-b\/"},"modified":"2026-08-08T05:00:05","modified_gmt":"2026-08-08T05:00:05","slug":"can-i-delay-applying-for-medicare-part-b","status":"publish","type":"post","link":"https:\/\/staging.sightlinemg.com\/federaltimes\/your-career\/2023\/01\/11\/can-i-delay-applying-for-medicare-part-b\/","title":{"rendered":"Can I delay applying for Medicare Part B?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The following is a question submitted by a Federal Times readers about retirement and other issues facing the federal workforce. It is answered by Reg Jones, a charter member of the senior executive service and a Federal Times columnist.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u201cI will be 65 next month and currently have FEHB Anthem Blue Cross HMO. I plan to apply for Medicare Part A as soon as possible. My question relates to Medicare Part B. Can I delay purchasing it without penalty, if my husband is currently on my FEHB plan? I cannot drop this insurance since he is also on my plan and is only 63. I would like to delay Part B until he reaches 65, and then I can choose an FEHB medicare plan for both of us and also get Part B.\u201d<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Reg\u2019s Response<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Because you are still working, you can delay enrolling in Part B for as long as you want. Therefore, you are free to enroll &#8211; without penalty &#8211; when your husband reaches age 65.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Got a question for the Federal Times expert? Send inquiries to: <a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><i>Reg Jones, a charter member of the senior executive service, is the resident expert on retirement and the federal government at Federal Times. From 1979 until 1995, he served as an assistant director of the U.S. Office of Personnel Management handling recruiting and examining, white and blue collar pay, retirement, insurance and other issues. Opinions expressed are his own.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Continuing to work keeps your options open.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":25,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[11,31,59,25],"tags":[],"coauthors":[3315],"class_list":["post-25005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fedlife","category-home","category-retirement","category-your-career"],"acf":{"subheadline":"","legacy_arc_id":"YGUL675RYBGWHEFOHW6IRZCMJM","arc_canonical_url":"\/your-career\/2023\/01\/11\/can-i-delay-applying-for-medicare-part-b\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented By:"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Can I delay applying for Medicare Part B? - Federal Times<\/title>\n<meta name=\"description\" content=\"Continuing to work keeps your options open.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/staging.sightlinemg.com\/federaltimes\/your-career\/2023\/01\/11\/can-i-delay-applying-for-medicare-part-b\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I delay applying for Medicare Part B?\" \/>\n<meta property=\"og:description\" content=\"Continuing to work keeps your options open.\" \/>\n<meta property=\"og:url\" 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