{"id":25344,"date":"2023-04-06T17:30:32","date_gmt":"2023-04-06T17:30:32","guid":{"rendered":"https:\/\/staging.sightlinemg.com\/federaltimes\/uncategorized\/2023\/04\/06\/will-taking-a-non-federal-job-affect-my-fers-annuity\/"},"modified":"2026-08-08T05:08:54","modified_gmt":"2026-08-08T05:08:54","slug":"will-taking-a-non-federal-job-affect-my-fers-annuity","status":"publish","type":"post","link":"https:\/\/staging.sightlinemg.com\/federaltimes\/home\/2023\/04\/06\/will-taking-a-non-federal-job-affect-my-fers-annuity\/","title":{"rendered":"Will taking a non-federal job affect my FERS annuity?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u201cI am a federal employee, and have been for 20 years. I am coming up to retirement age, and hope to retire within the next five years. However, in the area that I live, there are many non-federal government positions that seem intriguing and I think fit my skills and abilities. I\u2019m not a CSRS employee, but I do fall under the FERS. So my question is similar to what was answered this morning: does my taking a non-federal job affect my FERS annuity?<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\">Reg\u2019s Response<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You can take a non-federal job without its having any affect on your annuity. It doesn\u2019t matter if you are covered by CSRS or FERS.<\/p>\n\n\n\t<aside class=\"smg-interstitial-link wp-block-smg-interstitial-link\">\n\t\t<a href=\"https:\/\/staging.sightlinemg.com\/federaltimes\/your-career\/2023\/03\/21\/would-taking-a-local-government-job-affect-my-federal-csrs-annuity\/\" class=\"smg-interstitial-link__inner\">\n\t\t\t\t\t\t\t<div class=\"smg-interstitial-link__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/staging.sightlinemg.com\/wp-content\/uploads\/2026\/08\/ask_the_expert.jpg.jpg?w=300\" class=\"smg-interstitial-link__image wp-post-image\" alt=\"\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"smg-interstitial-link__content\">\n\t\t\t\t<span class=\"smg-interstitial-link__kicker\">Related<\/span>\n\t\t\t\t<h3 class=\"smg-interstitial-link__title\">Would taking a local government job affect my federal CSRS annuity?<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"smg-interstitial-link__excerpt\">The basic Civil Service Retirement System (CSRS) annuity cannot exceed 80 percent of your high-3 average salary, excluding your unused sick leave.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/a>\n\t<\/aside>\n\t\n\n\n<p class=\"wp-block-paragraph\">Got a question for the Federal Times expert? Send inquiries to: <a href=\"mailto:fedexperts@federaltimes.com\">fedexperts@federaltimes.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><i>Reg Jones, a charter member of the senior executive service, is the resident expert on retirement and the federal government at Federal Times. From 1979 until 1995, he served as an assistant director of the U.S. Office of Personnel Management handling recruiting and examining, white and blue collar pay, retirement, insurance and other issues. Opinions expressed are his own.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FERS is a retirement plan that provides benefits from three different sources: a Basic Benefit Plan, Social Security and the Thrift Savings Plan.<\/p>\n","protected":false},"author":7,"featured_media":73497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_acf":"","_yoast_wpseo_primary_category":31,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_smg_distribution_targets":[]},"categories":[11,56,31,59,25],"tags":[],"coauthors":[3315],"class_list":["post-25344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fedlife","category-financial-planning","category-home","category-retirement","category-your-career"],"acf":{"subheadline":"","legacy_arc_id":"LSY33X6TUJBRDKVIY5GE7PPNJY","arc_canonical_url":"\/home\/2023\/04\/06\/will-taking-a-non-federal-job-affect-my-fers-annuity\/","remove_feature_photo":false,"is_sponsored":false,"subtype":"","redirect_url":"","disable_inline_ads":false,"native_logo_pretext":"Presented 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