{"id":27645,"date":"2024-03-25T20:11:00","date_gmt":"2024-03-25T20:11:00","guid":{"rendered":"https:\/\/staging.sightlinemg.com\/federaltimes\/uncategorized\/2024\/03\/25\/how-long-will-it-take-to-get-my-refund-deposited-to-my-ira-account\/"},"modified":"2026-08-08T04:58:07","modified_gmt":"2026-08-08T04:58:07","slug":"how-long-will-it-take-to-get-my-refund-deposited-to-my-ira-account","status":"publish","type":"post","link":"https:\/\/staging.sightlinemg.com\/federaltimes\/your-career\/2024\/03\/25\/how-long-will-it-take-to-get-my-refund-deposited-to-my-ira-account\/","title":{"rendered":"How long will it take to get my refund deposited to my IRA account?"},"content":{"rendered":"\n

\u201cI worked for TSA for 2.5 years and was wondering how long it takes to get the refund deposited into my personal IRA account. I have heard stories of it taking up to 6 months. Is that true even for people that only worked there for a little while? I know it\u2019s not going to be a lot, but is there a way to find out how much it is after 2.5 years? This is the FERS, not the TSP.\u201d <\/h2>\n\n\n\n

Reg\u2019s Response<\/h2>\n\n\n\n

Yes, it could take quite a while to get a refund of your contributions. In part that\u2019s because refunds fall at the lower end of the priority scale behind immediate retirements and payments to the survivors of current and retired federal employees.<\/p>\n\n\n\n

Since your records have probably already been sent from the National Records Center in St. Louis to OPM, there are only two ways to estimate what your refund would be. First, you can look at your last payroll slip. It will have the total contributions you made to the retirement system before you left. If you don\u2019t have that, you can multiply the annual amount of salary you were receiving when you left by 4.4 percent, which was the amount you were contributing to the retirement system.<\/p>\n\n\n\t